Crime is everywhere, and everywhere around us. Not all crime requires the use of stun guns or pepper spray to prevent possible injury or robbery. Some crimes are employees or blue collar people who take advantage of others when they least expect it perpetrated.
Many accidents are developed only insurance companies to get consumers to pay through higher premiums.
You are reducing the interstate when all of a sudden you are involved in a carAccident. This is not some car accident. They are victims of a system to your insurance company thousands of dollars to cheat. To defend the national level, insurance companies fork over millions of dollars a year from misleading car accident claims from people to benefit from these claims. Like car insurance too? Do you know who pays the cost of insurance fraud? You Do!
You can prevent potential car accident insurance fraud by educating themselvesabout the techniques that are practiced today. Call your insurance provider if you think you were cheated or witness a scam. An insurance provider, you can reward for your efforts in providing such information.
Here is a list of programs used today by many white collar criminals.
Paper Accident
A paper accident at a criminal actively promotes other people in the automotive repair and salvage industry to participate in accidents, which ended only on paper. CrookedLawyers, doctors and insurance agents are usually a part of this scheme as well. The offender is knowingly keep the demand of less than $ 1000, because most insurance companies do not investigate a claim less than this amount.
Hit & Run
A "Hit & Run" is when an offender to run a false reports and responses to their insurance provider.
Swoop & Squat
Swoop and squat is when an offender moves suddenly in front of a car (the stroke) and suggests quick on the brakes(squat). An accomplice moves to the side of the targeted vehicle with the trapped car to prevent escape from the path. This is called a "box-in" of a vehicle. Then all the passengers in the squat car injury report, which was later supported by a crooked doctor or chiropractor.
Sideswipe
This is a technique, which in turn are used in several lanes at an intersection. An offender is still several left turns until another car suddenly moves into the lanewhich the perpetrator suddenly accelerated the impact.
T-Bone --
This procedure is usually done in the absence of a hostile witness. The offender sits and waits at an intersection and knowingly rams into a car, how it works. When the police arrive to sign an accident, show false witnesses, all at once and tell the officer that the victim ran a stop sign or a red traffic light.
Wave
This tactic is usually heavy traffic and when it didmerge this book. The killer waves on the victim and pretend to yield right of way. Begins when the victim, merge into the lane, speed up the offender his car into a punch. When the police come to give false reports of the perpetrators ever the right of way.
Shady Helper
This can happen after an honest car accident. A stranger appeals to you after an accident and will give you phone numbers that a car body shop, lawyer or doctor. This could be a scam.The auto repair shop often bold your repair costs, and the doctor may give you less than the required clinical treatment or none at all. A lawyer may try to convince you to sue the insurance company.
Most insurance companies are carried out by experts, the role-plays before they actually committing the crime. They tend to be very professional and sent to their deeds, but that does not mean that you take the steps a victim. The following are some measures than arecan be taken to shift the advantage on your side.
Keep a disposable camera, pen and paper in your glove compartment. If you have a cell phone with camera function is perfect! A picture can be a valuable tool in a car accident. After an accident, take a ton of pictures of every car including the passengers. Get as much information about each person in the accident, including names and phone numbers of witnesses. The pictures together with your notes will be little room forOffenders about the damage to her car and violation of their passengers are after. If you believe an accident was an institution, well maintained, information about the accident! Protect yourself always!
What should you do if you are involved in a car accident?
1. Exchange of information with the driver.
2. Do you have your driver's license, vehicle registration and proof of insurance ready.
3. Counting the number of people get into the car and her:
• Names
• Address
• Telephone
• Remember when wearing seat belts
• Note if the victim acted only after the police arrived at the scene
4. Get the names, addresses and phone numbers of anyone who witnessed the accident.
5. Contact police if you believe that the accident was staged.
Remember. Even if you are not a victim in an automobile insurance fraud, insurance companies, helping to deter insurance fraud> Crime Take the honest consumer. Consumers end up paying the cost of auto insurance through higher premiums. This is something that not many people want to do.
What this auto insurance scams, costing you
Blemished Record - Many insurance companies keep records of your driving history in order to measure the risk of insuring motorists. The driving history is what determines your right to be insured by the insurance. Whether an accidentfake or not, the driving record be affected.
Victims terrorized, Killed - Staged accidents for insurance claims is very dangerous for your health. It only takes a mistake by you or the offender to take your life from the life of your loved ones.
Higher premiums - Everybody 's car-insurance premiums rise as the cost of false insurance claims will be passed to you, the honest consumer.
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